Homeowners Insurance and Injuries on Your Property

November 08, 2011

An umbrella covering a houseHomeowners insurance is an important thing to have. For most people, it’s just a precaution. However, if a situation arises where a claim needs to be filed, do you know how to handle it? In “

Homeowners Insurance: Someone Gets Hurt On Your Property”on the Equifax Finance Blog, Linda Rey offers tips for what to do if someone gets hurt on your property.

The first thing you should do is assess the situation and determine whether or not to call 911 for emergency assistance. Depending on your relationship with the injured party, the police may also need to be called so that both of you can make statements.

The  next step is to photograph everything. Take pictures of the injuries if at all possible and the area of your property where the accident occurred.

The injured party may be looking for reimbursement of medical costs or damages beyond what your insurance policy covers. Having an up-to-date homeowners insurance policy provides you with an attorney on retainer who will defend you in a lawsuit.

Regardless of the situation, remember to call your insurance agent for guidance on how to handle it. An agent can help you much better if he or she knows about any injuries or potential claims right when they happen.

For more insurance advice, visit the

Equifax Finance Blog.

Categories: Insurance

About The Author

Read All Stories By Mitch Levinson

Mitch Levinson is the author of “Internet Marketing: The Key to Increased New Home Sales” published by BuilderBooks. He is an Internet marketing expert with expertise in search engine optimization, website development, email marketing, social media and CRM consulting services. He is known for creating effective programs that can be tracked through analytics to prove effectiveness and ROI. Mitch is founder and president of MLC New Home Marketing and MLC FlatFee Realty, as well as managing partner of mRELEVANCE, LLC, a Marketing, Communication, Interactive agency with offices in Chicago and Atlanta. He currently leads the Chicago team. A Multi-Million Dollar Sales Producer who earned an MBA in Computer Information Systems and eCommerce, he brings a unique perspective and experience to the field of real estate communications. Mitch combines the two interests in order to help home builders and developers gain a competitive advantage through the Internet and technology. When he isn’t behind a computer, he enjoys participating in sports and coaching his kids’ teams. Mitch resides in Arlington Heights, Ill., a northwest suburb of Chicago, with his family, which includes two rambunctious labs. Visit my Google+ profile.

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