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Identity Theft Information for Victims

December 28, 2012

Identity theft information when you need itWhile being the victim of identity theft may not be something you want to consider, you should prepare for it just like you would prepare for any disaster. This means you should be aware of what the disaster looks like so you can implement your plan as quickly as possible.

Receiving credit cards that you never signed up for in the mail or having companies (or debt collectors) contacting you about accounts that aren’t yours, are both  signs that you need to have your

identity theft information at the ready. This means being ready to protect yourself and seal the breach as soon as possible with actions like:

  • Filing a fraud report with credit monitoring services of Equifax, TransUnion and Experian to prevent new accounts from being opened in your name and help to prevent damage to your credit score by the fraud activities already done.
  • File a complaint with the Federal Trade Commission (FTC) – filing a formal complaint can both help you be protected and help authorities track down thieves. The FTC offers an online complaint form at www.ftccomplaintassistant.gov or contact them by phone at 1-877-ID-THEFT (438-4338).
  • File a police report – having an official police report will be helpful in having the fraudulent charges turned against you and will also help authorities track down the thieves if possible. It tends to help to have a copy of your FTC complaint when you go to file the police report. You may be able to file the police report by phone or online, depending on your jurisdiction.

The full article, “What to Do if You’re the Victim of Identity Theft” has more pointers to keep in mind for your ID theft recovery plan. Don’t miss the key information in the full article, and additional ways to save money and stay financially fit on the Equifax Finance Blog.

Categories: Economy, Education

About The Author

Read All Stories By Mitch Levinson

Mitch Levinson is the author of “Internet Marketing: The Key to Increased New Home Sales” published by BuilderBooks. He is an Internet marketing expert with expertise in search engine optimization, website development, email marketing, social media and CRM consulting services. He is known for creating effective programs that can be tracked through analytics to prove effectiveness and ROI. Mitch is founder and president of MLC New Home Marketing and MLC FlatFee Realty, as well as managing partner of mRELEVANCE, LLC, a Marketing, Communication, Interactive agency with offices in Chicago and Atlanta. He currently leads the Chicago team. A Multi-Million Dollar Sales Producer who earned an MBA in Computer Information Systems and eCommerce, he brings a unique perspective and experience to the field of real estate communications. Mitch combines the two interests in order to help home builders and developers gain a competitive advantage through the Internet and technology. When he isn’t behind a computer, he enjoys participating in sports and coaching his kids’ teams. Mitch resides in Arlington Heights, Ill., a northwest suburb of Chicago, with his family, which includes two rambunctious labs. Visit my Google+ profile.

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