Keep up with your Finance Resolutions with Credit Report Expertise

January 31, 2013

Credit Report adviceIf one of your New Year’s resolutions was to boost your personal finances, you definitely need to become familiar with your credit report and know how this important document can best work for you, rather than against you. A positive credit score can make everything easier, from interest rates to getting loans and more.

Take to heart the lessons from the new article, “

Five Things to be Mindful of for your Creditworthiness in 2013.” In many cases, they are simple and just require you to change your habits for the better, like:

  • Paying off debt – if you have outstanding debt, make a plan to pay it off, as the amount of debt you owe reduces your score. Paying off debt shows that you are a good and faithful borrower, so it is less of a risk to lend to you.
  • Check your credit report regularly – whether it is through one report every four months or setting a date to order and go through your reports with a fine-toothed comb, getting your free credit report from each agency each year needs to be on your credit to-do list. Your credit report helps you be aware of things that are dragging down your score, from debt to

    online identity theft.

The Equifax Finance Blog has more ways to boost your credit, plan for your future and prevent identity theft types, so check out the full site today!

Categories: Economy, Education

About The Author

Read All Stories By Mitch Levinson

Mitch Levinson is the author of “Internet Marketing: The Key to Increased New Home Sales” published by BuilderBooks. He is an Internet marketing expert with expertise in search engine optimization, website development, email marketing, social media and CRM consulting services. He is known for creating effective programs that can be tracked through analytics to prove effectiveness and ROI. Mitch is founder and president of MLC New Home Marketing and MLC FlatFee Realty, as well as managing partner of mRELEVANCE, LLC, a Marketing, Communication, Interactive agency with offices in Chicago and Atlanta. He currently leads the Chicago team. A Multi-Million Dollar Sales Producer who earned an MBA in Computer Information Systems and eCommerce, he brings a unique perspective and experience to the field of real estate communications. Mitch combines the two interests in order to help home builders and developers gain a competitive advantage through the Internet and technology. When he isn’t behind a computer, he enjoys participating in sports and coaching his kids’ teams. Mitch resides in Arlington Heights, Ill., a northwest suburb of Chicago, with his family, which includes two rambunctious labs. Visit my Google+ profile.

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