Jul
19

Understand the Key to Homeownership

July 19, 2013

Key to home ownershipAt closing you get a key that opens up your next home, but the key to homeownership is what makes it possible to own your home. Before you find the right agent or even decide what you want in a new home, you need to have a strong credit score. In fact, the key to the home buying process is in your hands, as the Equifax experts explain in the article “

How Your Credit Score Is Calculated.”

Your credit report and credit score show how reliable of a buyer you are and you can improve it by being aware of what goes into forming your score. Notably, the number of accounts you have, the types of accounts, your available credit, the length of your credit history and your payment history are what determines your score. You can improve your score by having few accounts, keeping a low balance, paying on time and other responsible habits you can read about on the Equifax Finance Blog.

Another key thing to note is that you should carefully read and review your credit report when it arrives so you can check it for accuracy. An inaccurate entry in your report can mean big problems when it is time to seek financing for the most important purchases of your life. To learn more about how to plan for those purchases and sharpen your

credit ratings, check the Equifax Finance Blog’s wealth of articles.

About The Author

Read All Stories By Mitch Levinson

Mitch Levinson is the author of “Internet Marketing: The Key to Increased New Home Sales” published by BuilderBooks. He is an Internet marketing expert with expertise in search engine optimization, website development, email marketing, social media and CRM consulting services. He is known for creating effective programs that can be tracked through analytics to prove effectiveness and ROI. Mitch is founder and president of MLC New Home Marketing and MLC FlatFee Realty, as well as managing partner of mRELEVANCE, LLC, a Marketing, Communication, Interactive agency with offices in Chicago and Atlanta. He currently leads the Chicago team. A Multi-Million Dollar Sales Producer who earned an MBA in Computer Information Systems and eCommerce, he brings a unique perspective and experience to the field of real estate communications. Mitch combines the two interests in order to help home builders and developers gain a competitive advantage through the Internet and technology. When he isn’t behind a computer, he enjoys participating in sports and coaching his kids’ teams. Mitch resides in Arlington Heights, Ill., a northwest suburb of Chicago, with his family, which includes two rambunctious labs. Visit my Google+ profile.

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