Oct
06

Easy Ways to Turn Yourself Towards Positive Credit Growth

October 06, 2013

Credit rating turnaroundIf your credit is hurting but you are trying to chart a path towards a strong score in order to buy Chicago real estate next year, now is the time to get started understanding your credit and moving forward. The Equifax Finance Blog is ready to help with the new article, ”

Five Steps You Can Take to Help Improve Your Credit Score and Creditworthiness.”

A couple of things on the list that you can do today are:

Get your debt under control – start with getting a handle on your total debt and how you can organize your payments. If you are having trouble with credit card debt, call your card issuer(s) to explain your situation and try to negotiate a payment you can afford and stick to it. Many banks and/or lenders also offer an automatic withdrawal, so you can be sure you don’t forget a payment. Once you have a plan for dealing with debt, aim to keep a balance of less than 30 percent of your available credit limit.

Check your credit report – Start making a habit of checking your credit score and looking through your credit report, either through a credit monitoring service or checking your score yourself. You can get a free report from each of the three major credit reporting agencies once per year, so you can get a report for free every four months. Checking every four months can give you a great picture of your evolving credit and can serve as an early warning system for identifying errors and possibly

identity theft.

To see more ways to improve your credit score, check out the treasure trove of articles on the Equifax Finance Blog.

About The Author

Read All Stories By Mitch Levinson

Mitch Levinson is the author of “Internet Marketing: The Key to Increased New Home Sales” published by BuilderBooks. He is an Internet marketing expert with expertise in search engine optimization, website development, email marketing, social media and CRM consulting services. He is known for creating effective programs that can be tracked through analytics to prove effectiveness and ROI. Mitch is founder and president of MLC New Home Marketing and MLC FlatFee Realty, as well as managing partner of mRELEVANCE, LLC, a Marketing, Communication, Interactive agency with offices in Chicago and Atlanta. He currently leads the Chicago team. A Multi-Million Dollar Sales Producer who earned an MBA in Computer Information Systems and eCommerce, he brings a unique perspective and experience to the field of real estate communications. Mitch combines the two interests in order to help home builders and developers gain a competitive advantage through the Internet and technology. When he isn’t behind a computer, he enjoys participating in sports and coaching his kids’ teams. Mitch resides in Arlington Heights, Ill., a northwest suburb of Chicago, with his family, which includes two rambunctious labs. Visit my Google+ profile.

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