RSSAuthor Archive for Neena Vlamis

Neena Vlamis

Neena Vlamis, president and co-owner of A and N Mortgage Services, has more than 12 years of experience in mortgages. She co-founded her company in 2002 and her company has been granted an A+ Better Business Bureau rating for seven consecutive years and allowed A and N to be voted Top Ten Most Dependable Mortgage Brokers in Chicago Magazine. Neena Vlamis was recently placed in the top one percent of Mortgage Consultants across the county, per Scotsman Guide and Mortgage Executive Magazine has honored Neena Vlamis, with its Top 200 Mortgage Originator Award. She is a member of the IAMP and NCWR and has won Chicago’s Five Star Mortgage Consultant Award for the last two years.

Author Archive

How New 2014 Mortgage Rules Will Affect Consumers

New mortgage rules will take effect in January of 2014 and the Chicago residential real estate market could be in for some major changes. What effect will this have on people seeking to purchase or refinance a home? These new rules were designed to protect consumers and ensure that borrowers are qualified and able to [Read More]

November 20, 2013 | Author: Neena Vlamis | Comments: (0) | Categories: Chicago Real Estate News, Education, Homebuying Tips, Mortgages

How to Get a Mortgage When You’re Self-Employed

Getting a mortgage while self-employed may be difficult because it adds additional layers of risk. However, it is not impossible. The key to securing financing is to prove to the underwriter that you, as the borrower, have had steady, consistent income on your last two years of tax returns. A self-employed borrower is defined as [Read More]

August 23, 2013 | Author: Neena Vlamis | Comments: (0) | Categories: Chicago Real Estate News, City of Chicago, Economy, Economy AOI, Mortgages

How to Use Gifts for a Down Payment on a New Chicago Home

In today’s real estate market, lenders are requiring higher down payments than before the bubble burst in 2006. To meet this requirement, potential homebuyers are asking relatives to help fund their down payments and/or closing costs.  However, there are rules that apply when using gifts for these purposes. Gifts can only be used as a [Read More]

August 13, 2013 | Author: Neena Vlamis | Comments: (0) | Categories: Chicago Real Estate News, City of Chicago, Economy, Economy AOI, Education, Mortgages
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